BNPL stands for "Buy Now, Pay Later." It's a type of short‑term financing that allows consumers to make a purchase immediately and pay for it over a series of installments.To get started, visit https://app.mycreditprofile.me/

To access Veend BNPL, you need a credit profile that shows your eligibility as a customer.Once your credit profile is set up, you can walk into any of our authorized partner stores and shop conveniently using BNPL.You can use your Veend credit profile to purchase items at the following stores:

• Lumin | Baiche – Solar Systems
• Cash n Carry – Electronics
• Technocrat / Blessing Computer – Phones and Laptops

The product will be received as soon as the lender has paid the merchant the full cost of the product.To get started, visit https://app.mycreditprofile.me/

Yes! As a merchant, you don't have to worry about waiting for customer installments. Once a customer accepts the BNPL offer and you have successfully delivered the product, your payment is credited instantly to your Vida account. After which, you can easily transfer funds to any commercial bank account of your choice.This ensures your cash flow remains steady while your customers enjoy flexible payment options.To get started, visit app.askvida.ai

Absolutely. At Veend, your data privacy and security are our top priority. All information you share with us is fully encrypted and handled under strict compliance with global and local data protection standards.In addition, Veend is certified by the FCCPC (Federal Competition and Consumer Protection Commission) and NDPR (Nigeria Data Protection Regulation), ensuring that your personal and financial details are protected under the highest regulatory standards.You can rest assured that throughout your BNPL journey, your information remains safe, secure, and confidential.To get started, visit https://app.mycreditprofile.me/

Yes, you can. For customers who prefer shopping from the comfort of their homes, Veend BNPL is available on the Vida online marketplace. This way, you can browse, shop, and enjoy BNPL benefits without the stress of visiting a merchant's physical store.If you'd like to know more about how BNPL works for your specific use case.Kindly send us an email at support@veendhq.com, and our team will be happy to guide you.To get started, visit https://app.mycreditprofile.me/

Yes. Credit profiling is a vital step in our BNPL process. It helps us assess your creditworthiness and determine the loan offer you qualify for. Once your profile is created and verified, you'll have access to flexible BNPL options tailored to your financial capacity.To get started, visit https://mycreditprofile.me/

When you buy from the Vida marketplace or a partner store, the process is simple

1. Create a credit profile online by yourself, or in-store with the help of a sales agent (with your consent).
2. Check eligibility. If approved, you can use BNPL (online, you click BNPL, in-store, the agent applies for you).
3. Pay a down payment of at least 30%, but it may be higher if your eligible amount is small.
4. Pay the balance in installments, spread over time to fit your budget.
5. You get your item instantly and pay gradually.

Yes, we do. Veend partners with several trusted merchants who have physical retail outlets where you can shop directly using our Buy Now, Pay Later (BNPL) service. This allows you to explore products in-store and still enjoy the convenience of spreading your payments over time.Some of our partner stores include:

• Lumin | Baiche – Solar Systems
• Cash n Carry – Electronics
• Technocrat / Blessing Computer – Phones & Laptops

Yes, a down payment is required.To access Veend's Buy Now, Pay Later (BNPL) service, customers are required to make an initial down payment of at least 30% of the product's total cost. This upfront payment confirms your commitment and allows us to process your order efficiently. The remaining balance is then spread across flexible installment plans, which are tailored to your credit profile and eligibility. The exact duration and structure of your repayment plan will be determined after your credit assessment and approval.This structure helps ensure responsible financing and gives you access to the products you need, while also supporting your ability to repay conveniently over time.To get started, visit https://app.mycreditprofile.me/

Eligibility can typically be determined within 10 to 15 minutes from the point of application. Once a customer expresses interest in using Buy Now, Pay Later (BNPL) through the Vida platform, they are required to complete a brief application and undergo a credit profiling process conducted by Veend. This process is fast, straightforward, and designed to assess the customer's creditworthiness and repayment capacity in real time.To get started, visit https://app.mycreditprofile.me/

BNPL is available to individuals who earn some form of income. As long as you receive regular inflows into your account, you can set up a credit profile and get access to VIDA BNPLReady to get started? Sign up today with VIDA BNPL and unlock flexible payments that fit your lifestyle.To get started, visit https://app.mycreditprofile.me/

Integration depends on the type of storefront you run (online, offline, or marketplace). To get started:

1. Simply reach out to us via support@veendhq.com
2. Our support team will guide you through the right integration process for your business.

Setting up a credit profile on Vida Bnpl attracts a fee of 4000 naira. However, at the moment, we are running a promo campaign that allows customers to create their profiles without any charges. Note: This is a temporary promotional offer. Charges may apply once the promo ends.Take advantage of our limited-time promo and set up your credit profile today at no cost.To get started, visit https://app.mycreditprofile.me/

Yes, you can choose to pay more than the required down payment.Here's what happens when you do:

• Your future repayment amount will reduce.
• The higher your initial down payment, the less you'll need to repay later.
• This gives you more flexibility and can also help you increase your spending limit over time.

Yes, you can. To repay your loan before the due date:

1. Visit mycreditprofile.me, log in with your phone number, and an OTP will be shared via your email. Input the OTP to log in to your credit profile.
2. Click on "View Your Vida Loan History."
3. A window will pop up showing your outstanding loan balance and repayment account details.
4. Copy the repayment account details and make your payment directly to that account.
5. After making payment, kindly send your proof of payment to the lender's email address (the same one provided in your offer letter during the loan application process) so your loan can be updated accordingly.