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Start a fully automated lending business and earn high interest rates.

Zero operational cost. Launch and scale your lending business in minutes!

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Default rate as low as 0.2%

Veend’s controlled risk policy allows you to successfully run an automated lending business at a default rate as low as 0.2%

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Default rate

Why lenders are successful on Veend

Alternative data sources

Accurate financial decisions

Veend leverages alternative data sources combined with traditional transactional data to make more accurate financial decisions using its artificial intelligence engine

Easy Recovery

Automated debt recovery

Payment deduction is directly from the borrower's source of income through integration with close loop ecosystems.

Easy access to liquidity

Lenders can secure liquidity backed by their portfolio and access funds with the credit-enabled Veend card

Card Front
Process Automation

No paperwork, full automated lending

All loan origination, credit decisioning, and debt recovery process is automated to help lenders scale faster.

Comprehensive report

Comprehensive reporting

Lenders are guaranteed transparent transaction reports on existing customers for reconciliation and reference purposes.


Access business tools to scale your lending operations

Expense management

Properly coordinate and manage all expenses to align with your budget. You can raise invoices, submit expenses, approve, manage receipts, and lots more.

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Expense management

Payroll management

No more manual salary process. Effortlessly manage your payroll and keep your team happy by simplifying employee operations.

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Payroll management

Credit-enabled expense card

Credit enabled expense card for your employees

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Credit-enabled expense card

Credit-enabled borrower card

Empower your customers with a reliable and secure payment option, to cover everyday expenses, unexpected bills, and make larger purchases with ease.

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Credit-enabled borrower card

Ready to begin? Get started in four easy steps:


Sign up as a lender

Click the 'Get Started' button to create an account


Upload all KYC documents


Get Verified


Welcome to Veend

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We do the integrations, so you can focus on building


Trusted by Africa's leading ecosystems

Recognised for our impact

1309 Coffeen Ave. Suite 1200 Sheridan WY, 82801

16 Idowu Martins Street, Victoria Island Lagos, Nigeria.


LendingExpensePayrollCard Solution

Available on


VeendHQ does not provide any of the financial services contained in our offerings. All financial services are provided by our licensed partner banks.

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